1. Introduction
Welcome to Onepackfin a digital loan app designed to provide users with easy, secure, and fast access to personal loans. By downloading or using this app, you agree to the following terms and conditions and privacy practices.
2. User Eligibility
To use Onepackfin, you must:
* Be at least 18 years old.
* Have a valid ID and bank account.
* Agree to provide accurate and truthful information during registration and loan applications.
3. Loan Services
Onepackfin offers short-term personal loans based on your creditworthiness. The following applies:
* Loan terms, interest rates, and repayment duration will be clearly stated before approval.
* Late repayment may attract additional charges and may affect your credit history.
4. User Responsibilities
You agree to:
* Repay all loans according to the agreed schedule.
* Not use the app for any fraudulent or illegal activity.
* Notify us of any issues regarding repayment or app usage.
5. Privacy Policy
Data Collection & Usage
We are committed to protecting your privacy. By using this app, you agree to the following:
a. Information We Collect:
* Personal details: Full name, BVN (Bank Verification Number), ID, contact, etc.
* Financial data: Account number, bank name, transaction history.
* Device info: Location, phone model, app version, and usage logs.
b. Why We Collect Your Data:
* To verify your identity and assess credit risk.
* To process and manage loans.
* To provide customer support.
* To improve our app services and ensure security.
c. Data Protection:
We use encryption and other technologies to protect your data and prevent unauthorized access. Your data is stored securely and is only shared with trusted third-party services for verification, credit scoring, or as required by law.
6. Third-Party Services
We may use third-party APIs or credit bureaus to verify identity or assess creditworthiness. These parties are bound by confidentiality and are only given access to relevant data.
7. Account Suspension or Termination
Onepackfin reserves the right to suspend or terminate your access if:
* Fraud or misrepresentation is detected.
* You breach these terms or misuse the platform.
8. Disclaimers & Limitation of Liability
* Onepackfin does not guarantee loan approval for every application.
* We are not responsible for any losses arising from misuse, technical failures, or unauthorized access.
10. Contact Us
For inquiries or complaints, reach out to:
+2348135199707W8, Oke Ado, IbadanSW8, Oke Ado, IbadanSW8, Oke Ado, Ibadan
✅ **By using Onepackfin, you confirm that you have read, understood, and agreed to our Terms of Service and Privacy
Changes to this Privacy Policy
We may update this Privacy Policy periodically. We will notify you of any changes by posting the revised policy on the Website. We recommend reviewing this policy regularly to stay informed of any updates.
Remember: This is a sample policy and may need adjustments to comply with specific laws and reflect your website's unique data practices. Consider consulting with a legal professional to ensure your policy is fully compliant.
