Empower your dreams with our flexible loan options!

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About

Empowering Financial Freedom and Trusted Solutions

We are committed to helping you achieve your financial goals and dreams. Our loan services are designed to provide you with the support and resources you need to take control of your finances and embark on a path towards prosperity.Our experienced team of financial experts is dedicated to understanding your unique needs and finding the best loan solutions that align with your goals. Whether you're looking to fund a new business venture, consolidate debt, purchase a new home, or cover unexpected expenses, we've got you covered.

About Us

Feature

Unlocking the Power of Our Loan Features

We believe in transparency, and that's why we offer competitive interest rates and flexible repayment options. Our user-friendly loan management platform makes it easy for you to monitor your loan status, make payments, and stay on top of your financial journey.

  1. Flexible Repayment : Customize your loan with easy payment plans.
  2. Low-Interest Rates: Enjoy competitive rates for affordable borrowing.
  3. Quick Approval Process: Get funds swiftly with fast approvals.
  4. No Hidden Fees: Transparent loan terms, no surprises or extras.
  5. Loan Assistance: Our team is here to guide and support you.

24/7 Support

Flexible Repayment : Customize your loan with easy payment plans.

Low Cost

Low-Interest Rates: Enjoy competitive rates for affordable borrowing.

Featured Plans

Secure your dreams with our empowering featured loans

SMALL & MEDIUM ENTERPRISE LOAN

SMALL & MEDIUM ENTERPRISE LOAN

25%

Interest Rate
  • Take Minimum ₦5,000.00 NGN
  • Take Maximum ₦900,000.00 NGN
  • Per Installment 25%
  • Installment Interval 30 Days
  • Total Installment 5

Emergency Loan

Emergency Loan

25%

Interest Rate
  • Take Minimum ₦5,000.00 NGN
  • Take Maximum ₦300,000.00 NGN
  • Per Installment 25%
  • Installment Interval 60 Days
  • Total Installment 5

PERSONAL LOAN

PERSONAL LOAN

25%

Interest Rate
  • Take Minimum ₦5,000.00 NGN
  • Take Maximum ₦20,000.00 NGN
  • Per Installment 25%
  • Installment Interval 30 Days
  • Total Installment 5
See All

FAQ

Frequently Asked Questions

FAQ

Fast approval – Get approved in minutes. 
 No paperwork – 100% online process. 
 Flexible amounts – Borrow what you need, when you need it. 
Low, clear interest – No hidden fees or surprises.
 Safe and secure – Your data is always protected.

The maximum loan amount you can borrow depends on your credit profile and validation— typically between ₦50,000 and ₦1,000,000.”

 Because we make borrowing simple, fast, and trustworthy.
 Our users choose us because:
Quick Approvals – No long queues or paperwork. Get approved in minutes.
Transparent Terms – No hidden charges. What you see is what you get. 
Flexible Repayment – We offer repayment plans that work with your lifestyle. 
Reliable Support – Our customer care team is always ready to assist you.

 No, there are absolutely no hidden charges. 
 We believe in full transparency. All charges—such as interest rates, processing fees, or late payment penalties—are clearly displayed before you accept the loan. 
 You’ll always know: How much you’re borrowing 
 The total repayment amount 
 The due dates Any applicable fees (if any)

Our loan application fees are minimal and based on the loan amount you choose. 
Here’s a general breakdown:
 ₦5,000 – ₦20,000 → Application fee: ₦100 – ₦300
 ₦21,000 – ₦50,000 → Application fee: ₦300 – ₦700
 ₦51,000 – ₦100,000 → Application fee: ₦700 – ₦1,200

Above ₦100,000 → Application fee varies based on amount and repayment plan Note: The application fee is always shown upfront before you confirm your loan request. We do not deduct hidden charges after approval.

  • Welcome to Onepackfin

    Your Financial Breakthrough Starts Here" No delays. No stress. Just fast, flexible loans at your fingertips.

  • Take Loan

About Onepac

About OnePackFin OnePackFin is a smart digital loan platform built to give Nigerians quick, secure, and stress-free access to credit anytime, anywhere. Whether it's for business, emergencies, or personal needs, we provide fast loans with flexible repayment and zero hidden charges. We stand for speed, security and transparency so you can focus on what truly matters. With OnePackFin, getting financial support is no longer a hassle, it’s just a few taps away.

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