Loan Scams Are Everywhere, Here’s How to Know a Legit Loan App in Nigeria

Loan apps are everywhere but sadly, not all of them are legit. Fake apps promise quick money but end up stealing your data or embarrassing you with harassing calls.

Here’s how to know a genuine loan app like OnePacFin:

✅ Registered and Verified
A legit app will be licensed or partnered with recognized financial institutions.

✅ Transparent Terms and Conditions
If an app hides its interest rates or charges, run! OnePacFink displays everything clearly before you borrow.

✅ Strong Online Presence
Check for a working website, verified social pages, and real reviews on app stores.

✅ Data Protection
Your BVN and personal info should be safe. At OnePacFink, we encrypt all your data.

✅ No Harassment
Legit apps follow ethical practices. We don’t shame or threaten our borrowers.

Don’t fall for sugar-coated scams. Choose a loan app that prioritizes your dignity, privacy, and financial growth.

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